M&S Travel Money

Travel Money Options with Marks and Spencer

Marks and Spencer have a wide range of currencies in stock and ready to reserve online for collection from one of over 450 M&S stores across the UK.

Home delivery is not currently available, but subject to availability, same day collection may be possible for orders made before 4pm.

M&S Travel money is facilitated by M&S Bank, which is the trading name of Marks & Spencer Financial 

Services plc, a joint venture between HSBC and Marks & Spencer. 

 

Key Benefits of M&S Travel Money Services

Key Benefits of M&S Travel Money Services

How to Obtain M&S Travel Money and Understanding Rates

There are 3 ways you can buy currency with M&S

  1. In store at a branch with a bureau de change
  2. Click and collect same day
  3. Click and collect.
 

You can also use your M&S Credit Card overseas. This will be subject to non-sterling transaction fees.

Service
Order Range
Currencies Available
Collection Time
Cancellation Fee

1. Same Day Click & Collect

£150 to £2,500
US dollar, Canadian dollar, Australian Dollar, UAE Dirham, South African rand, New Zealand dollar, Thai Baht, and Turkish Lira available for Same Day collection in over 450 stores. Other currencies subject to availability
Order before 4pm for same-day collection. Store hours apply
£10 fee for cancellation

2. Click & Collect

£150 to £2,500
Euro and US Dollars available for collection. Other currencies available by pre-order
Order and collect from the next day
£10 fee for cancellation

3. Today’s Bureau Rate

No limit specified
A wide range of currencies available in-store subject to availability
Immediate collection in-store
No cancellation fee specified

*Please note this information is correct at the time of writing and subject to change; please refer to M&S directly at: 

https://bank.marksandspencer.com/travel/travel-money/

M&S Travel Money Cards

Marks and Spencer does not offer a travel money card or currency card. You can use your M&S credit for purchases abroad, but this is subject to a 2.99% non-sterling transaction fee.

 

Withdrawing cash using your M&S Card has a cash withdrawal fee of 2.99% (minimum £3). 

M&S Travel Money Cards

Loyalty Programme

Loyalty Programme

M&S does not have a loyalty programme for Travel Money specifically, but advertises better rates if currency purchased using an M&S Credit Card, with no cash advance fee.

For M&S customers, there is the Sparks Reward programme for non-travel money purchases.

Marks & Spencer FAQ’s & Information

What currencies can I obtain with M&S Travel Money?

There are 45 available to pre-order at the time of writing, Euro, UAE Dirham, Australian Dollar, Barbados Dollar, Bulgarian Lev, Bahraini Dinar, Brunei Dollar, Norwegian Krone, Canadian Dollar, Swiss Franc, New Zealand Dollar, Chilean Peso, Yuan Renminbi, Costa Rican Colon, Czech Koruna, Danish Krone, Dominican Peso, US Dollar, Fiji Dollar, Hong Kong Dollar, Forint, Rupiah, New Israeli Sheqel, Iceland Krona, Jamaican Dollar, Jordanian Dinar, Yen, Kenyan Shilling, Won, Kuwaiti Dinar, Mauritius Rupee, Mexican Peso, Rial Omani, Philippine Peso, Zloty, Qatari Rial, Romanian Leu, Saudi Riyal, Swedish Krona, Singapore Dollar, Baht, Turkish Lira, Dong, and Rand. You can pre-book to get their best currency exchange rates.

Marks and Spencer’s exchange rates tend to be marginally better than those offered by other high street supermarkets, including Sainsbury’s, Asda and Tesco, but only if you pre-order travel cash and order your currency online before your trip rather than walk in.

 

 

You can use our live comparison table to see the best rates near you.

Click and Collect online orders need to be between £150 and £2,500. Please note that destination countries will have limits to how much cash you can bring in.

Cancelling the order will be subject to a £10 fee.

 You need to bring with you to collect currency ordered online:

• A valid UK photographic driving licence, passport or EU national identity card (provisional licences are not accepted)

• Your card you used to place your order – both ID and payment card must have the same name

• Your order number from the confirmation email.

Who is M&S Bank?

M&S Travel Money provides access to over 45 currencies

Same Day Click and Collect on some currencies at 100 M&S Bureaux in the UK

M&S Bank is a trading name of Marks & Spencer Financial Services plc. 

 

 

It was originally established in 1985 as the financial services division of Marks and Spencer plc, under the name St Michael Financial Services, and operated as a  joint venture with HSBC.

 

 

Its name was changed to M&S Bank in 2012.

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M&S Travel Money summary

Marks & Spencer (M&S) offers a range of travel money services including currency exchange. Here’s an overview of the pros and cons to help you decide if Marks & Sparks is the right choice for your travel money needs.

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Information sources. Last checked 02/01/25. Please refer to pages for up to date information

 

https://bank.marksandspencer.com/travel/travel-money/

https://bank.marksandspencer.com/travel/travel-money/click-and-collect/